W B Payne Co

Tips for Finding an Agent

• Make sure they inform you of discounts
• If the agent is too busy to sit down with you, find a different agent
• Independent agents can provide quotes from multiple companies
• Captive agents only work for one company
• Follow your instincts regarding the integrity of the agent

Insurance Buying Tip

When shopping for car insurance in Utica, talk to your agent about increasing your physical damage deductibles to save money Car insurance rates are lower when you choose to pay slightly more at claim time. Call W B Payne Co at (315) 798-8071 or talk to them in Utica for an insurance review.

Frequently Asked Questions

• How can I find an agent in Utica?
• Why do I need an insurance agent?
• What are minimum liability requirements in New York?
• Should I carry full coverage?
• How can I find cheaper car insurance for my teenager?