Value Options

Tips for Finding an Agent

• Ask friends and family for referrals
• If the agent is too busy to sit down with you, find a different agent
• Independent agents can provide quotes from multiple companies
• Captive agents can only price your coverage with one company
• Check to see how long the agent has been in business

Insurance Buying Tip

The next time your car insurance renews, talk to your agent about increasing your comprehensive and collision deductibles to save on premiums Auto insurance is more affordable when you choose to pay a little more out-of-pocket at claim time.

Call Value Options at (518) 270-1806 or talk to them in Troy for more information.

Frequently Asked Questions

• How can I find an agent in Troy?
• If I file a claim will my rates go up?
• Can I drive on a suspended license in New York?
• Should I carry full coverage?
• Why are premiums so high after a bankruptcy?