Valley Insurance Service

Tips for Finding an Agent

• Ask friends and family for referrals
• If the agent is too busy to sit down with you, find a different agent
• Independent agents generally work with more companies than captive agents
• Captive agents can only price your coverage with one company
• Check to see how long the agent has been in business

Insurance Buying Tip

Thing about combining your home and auto coverage together for additional discounts. Most insurance providers in Santa Barbara give a discount up to 25% if you bundle your coverages. Call Valley Insurance Service at (805) 687-2501 or go to their location in Santa Barbara for more information.

Frequently Asked Questions

• How can I find an agent in Santa Barbara?
• If I file a claim will my rates go up?
• Can I drive on a suspended license in California?
• What should my deductibles be?
• Why are premiums so high after a bankruptcy?