Val J Winter

Tips for Finding an Agent

• Ask friends and family for referrals
• If the agent is too busy to sit down with you, find a different agent
• Independent agents can provide quotes from multiple companies
• Captive agents can only price your coverage with one company
• Agents with more experience are better at spotting coverage gaps

Insurance Buying Tip

The next time your car insurance renews, talk to your agent about increasing the deductibles on physical damage coverage to save on premiums Car insurance rates are lower when you agree to pay a little more out-of-pocket at claim time.

Call Val J Winter at (631) 472-1011 or talk to them in Bayport for insurance options.

Frequently Asked Questions

• How can I find an agent in Bayport?
• If I file a claim will my rates go up?
• Can I drive on a suspended license in New York?
• Should I carry full coverage?
• What is an SR-22 requirement?