Universal Concepts LTD

Tips for Finding an Agent

• Do not rely on yellow page ads
• If the agent is too busy to sit down with you, find a different agent
• Independent agents can provide quotes from multiple companies
• Captive agents can only price your coverage with one company
• Check to see how long the agent has been in business

Insurance Buying Tip

The next time your car insurance renews, talk to your agent about increasing your comprehensive and collision deductibles to reduce your premiums Auto insurance is more affordable if you are willing to pay a little more out-of-pocket at claim time.

Call Universal Concepts LTD at (631) 360-3041 or talk to them in Hauppauge for more information.

Frequently Asked Questions

• How can I find an agent in Hauppauge?
• Should I raise my deductibles?
• Can I drive on a suspended license in New York?
• Should I carry full coverage?
• Why are premiums so high after a bankruptcy?