Top Of Michigan Insurance

Tips for Finding an Agent

• Do not rely on yellow page ads
• If the agent is too busy to sit down with you, find a different agent
• Independent agents can provide quotes from multiple companies
• Captive agents are limited to a single company's rates
• Follow your instincts regarding the integrity of the agent

Insurance Buying Tip

To save money on car insurance, talk to your agent about increasing your physical damage deductibles to save money Car insurance rates are lower when you agree to pay a higher deductible at claim time. Call Top Of Michigan Insurance at (989) 358-6643 or talk to them in Alpena for an insurance review.

Frequently Asked Questions

• How can I find an agent in Alpena?
• Should I raise my deductibles?
• How can I file an insurance company complaint?
• Should I carry full coverage?
• How can I find cheaper car insurance for my teenager?