Tom W Hannigan

Tips for Finding an Agent

• Do not rely on yellow page ads
• If the agent is too busy to sit down with you, find a different agent
• Independent agents can provide quotes from multiple companies
• Captive agents can only price your coverage with one company
• Ask for their license number and if they balk, find a new agent

Insurance Buying Tip

The next time your car insurance renews, talk to your agent about increasing the comprehensive and collision deductibles to save on premiums Auto insurance is cheaper if you are willing to pay a little more out-of-pocket at claim time.

Call Tom W Hannigan at (304) 344-1064 or talk to them in Charleston to get an insurance review.

Frequently Asked Questions

• How can I find an agent in Charleston?
• Should I raise my deductibles?
• Can I drive on a suspended license in West Virginia?
• Should I carry full coverage?
• What is the difference between comprehensive and collision coverage?