Tom Michael Insurance Inc

Tips for Finding an Agent

• Do not rely on yellow page ads
• If the agent is too busy to sit down with you, find a different agent
• Independent agents can provide quotes from multiple companies
• Captive agents can only price your coverage with one company
• Agents with more experience are better at spotting coverage gaps

Insurance Buying Tip

The next time your car insurance renews, talk to your agent about increasing the deductibles on physical damage coverage to lower your rates Car insurance costs less when you agree to pay a little more out-of-pocket at claim time. Call Tom Michael Insurance Inc at (209) 578-1511 or talk to them in Turlock for insurance options.

Frequently Asked Questions

• How can I find an agent in Turlock?
• Should I raise my deductibles?
• Can I drive on a suspended license in California?
• Should I carry full coverage?
• What is an SR-22 requirement?