Tim KIRK Insurance

Tips for Finding an Agent

• Make sure they specialize in the coverage you need
• If the agent is too busy to sit down with you, find a different agent
• Independent agents can provide quotes from multiple companies
• Captive agents can only price your coverage with one company
• Agents with more experience are better at spotting coverage gaps

Insurance Buying Tip

The next time your car insurance renews, talk to your agent about increasing the deductibles on physical damage coverage to lower your rates Auto insurance is more affordable when you agree to pay a little more out-of-pocket at claim time. Call Tim KIRK Insurance at (815) 244-3259 or talk to them in Mt Carroll for insurance options.

Frequently Asked Questions

• How can I find an agent in Mt Carroll?
• Should I buy home and auto insurance from the same company?
• Can I drive on a suspended license in Illinois?
• Should I carry full coverage?
• What is an SR-22 requirement?