Ted Smith Insurance

Tips for Finding an Agent

• Ask coworkers for recommendations
• If the agent is too busy to sit down with you, find a different agent
• Independent agents can provide quotes from multiple companies
• Captive agents only work for one company
• Follow your instincts regarding the integrity of the agent

Insurance Buying Tip

When shopping for car insurance in San Clemente, talk to your agent about increasing your physical damage deductibles to lower your rates Auto insurance is cheaper if you plan to pay slightly more at claim time. Call Ted Smith Insurance at (949) 492-9445 or talk to them in San Clemente for an insurance review.

Frequently Asked Questions

• How can I find an agent in San Clemente?
• Does car insurance cost less if I get married?
• What are minimum liability requirements in California?
• Should I carry full coverage?
• How can I find cheaper car insurance for my teenager?