Surplus Insurance

Tips for Finding an Agent

• Check for advanced agent licenses like CLU or ChFC
• If the agent is too busy to sit down with you, find a different agent
• Independent insurance agents are not tied to one company
• Captive agents are limited to a single company's rates
• Agents with more experience are better at spotting coverage gaps

Insurance Buying Tip

If at all possible, never allow your home or auto policies to lapse. It may be quite difficult to get coverage reinstated and insurance rates could be significantly higher than before. Call Surplus Insurance at (281) 367-7447 or visit them in Spring for insurance options.

Frequently Asked Questions

• How can I find an agent in Spring?
• Why do I need liability insurance?
• How can I file an insurance company complaint?
• What are car insurance deductibles?
• What is an SR-22 requirement?