Steven Chang

Tips for Finding an Agent

• Check for advanced agent licenses like CLU or ChFC
• If the agent is too busy to sit down with you, find a different agent
• Independent agents can provide quotes from multiple companies
• Captive agents only work for one company
• Check to see how long the agent has been in business

Insurance Buying Tip

When shopping for car insurance in Honolulu, talk to your agent about increasing your comprehensive and collision deductibles to reduce your premiums Car insurance rates are lower if you are willing to pay slightly more at claim time.

Call Steven Chang at (808) 521-5387 or talk to them in Honolulu for more information.

Frequently Asked Questions

• How can I find an agent in Honolulu?
• Why do I need liability insurance?
• What are minimum liability requirements in Hawaii?
• Should I carry full coverage?
• Why are premiums so high after a bankruptcy?