State Farm Insurance

Tips for Finding an Agent

• Check for advanced agent licenses like CLU or ChFC
• If the agent is too busy to sit down with you, find a different agent
• Independent agents can provide quotes from multiple companies
• Captive agents only work for one company
• Check to see how long the agent has been in business

Insurance Buying Tip

When shopping for car insurance in Spencer, talk to your agent about increasing your comprehensive and collision deductibles to save on premiums Car insurance costs less if you are willing to pay slightly more at claim time.

Call State Farm Insurance at (304) 927-5540 or talk to them in Spencer for more information.

Frequently Asked Questions

• How can I find an agent in Spencer?
• Why do I need liability insurance?
• What are minimum liability requirements in West Virginia?
• Should I carry full coverage?
• Why are premiums so high after a bankruptcy?