Smith & Coates Insurance Service

Tips for Finding an Agent

• Do not rely on yellow page ads
• If the agent is too busy to sit down with you, find a different agent
• Independent agents can provide quotes from multiple companies
• Captive agents can only price your coverage with one company
• Agents with more experience are better at spotting coverage gaps

Insurance Buying Tip

The next time your car insurance renews, talk to your agent about increasing the deductibles on physical damage coverage to save on premiums Car insurance rates are lower if you plan to pay a little more out-of-pocket at claim time.

Call Smith & Coates Insurance Service at (209) 274-4648 or talk to them in Ione for insurance options.

Frequently Asked Questions

• How can I find an agent in Ione?
• Should I raise my deductibles?
• Can I drive on a suspended license in California?
• Should I carry full coverage?
• What is an SR-22 requirement?