Smith Mongtomery & Cox LTD

Tips for Finding an Agent

• Do not rely on yellow page ads
• If the agent is too busy to sit down with you, find a different agent
• Independent agents can provide quotes from multiple companies
• Captive agents can only price your coverage with one company
• Agents with more experience are better at spotting coverage gaps

Insurance Buying Tip

The next time your car insurance renews, talk to your agent about increasing the deductibles on physical damage coverage to save on premiums Auto insurance is cheaper when you choose to pay a little more out-of-pocket at claim time.

Call Smith Mongtomery & Cox LTD at (804) 353-7788 or talk to them in Richmond for insurance options.

Frequently Asked Questions

• How can I find an agent in Richmond?
• Should I raise my deductibles?
• Can I drive on a suspended license in Virginia?
• Should I carry full coverage?
• What is an SR-22 requirement?