Smallwood-Small Insurance

Tips for Finding an Agent

• Do not rely on yellow page ads
• If the agent is too busy to sit down with you, find a different agent
• Independent agents generally work with more companies than captive agents
• Captive agents only work for one company
• Agents with more experience are better at spotting coverage gaps

Insurance Buying Tip

Consider packaging your home and auto coverage together to get bigger savings. Most insurance providers that offer insurance in West Virginia give discounts when you combine your policies with the same company. Call Smallwood-Small Insurance at (304) 263-3361 or go to their location in Martinsburg for insurance options.

Frequently Asked Questions

• How can I find an agent in Martinsburg?
• Should I raise my deductibles?
• What are minimum liability requirements in West Virginia?
• What should my deductibles be?
• What is an SR-22 requirement?