Skelton-Morris Assoc

Tips for Finding an Agent

• Make sure they inform you of discounts
• If the agent is too busy to sit down with you, find a different agent
• Independent agents generally work with more companies than captive agents
• Captive agents only work for one company
• Ask for their license number and if they balk, find a new agent

Insurance Buying Tip

Consider packaging your home and auto coverage together to get a multi-policy discount. The majority of insurance companies that offer insurance in Georgia provide major savings when you combine your policies with the same company. Call Skelton-Morris Assoc at (706) 376-8035 or go to their location in Hartwell to get an insurance review.

Frequently Asked Questions

• How can I find an agent in Hartwell?
• Why do I need an insurance agent?
• What are minimum liability requirements in Georgia?
• What should my deductibles be?
• What is the difference between comprehensive and collision coverage?