Santema Agency

Tips for Finding an Agent

• Ask friends and family for referrals
• If the agent is too busy to sit down with you, find a different agent
• Independent agents can provide quotes from multiple companies
• Captive agents are limited to a single company's rates
• Check to see how long the agent has been in business

Insurance Buying Tip

To save money on car insurance, talk to your agent about increasing your comprehensive and collision deductibles to lower your rates Car insurance costs less if you plan to pay a higher deductible at claim time. Call Santema Agency at (605) 692-9484 or talk to them in Brookings for more information.

Frequently Asked Questions

• How can I find an agent in Brookings?
• If I file a claim will my rates go up?
• How can I file an insurance company complaint?
• Should I carry full coverage?
• Why are premiums so high after a bankruptcy?