Ruiz Insurance

Tips for Finding an Agent

• Check for advanced agent licenses like CLU or ChFC
• If the agent is too busy to sit down with you, find a different agent
• Independent agents can provide quotes from multiple companies
• Captive agents can only price your coverage with one company
• Ask for their license number and if they balk, find a new agent

Insurance Buying Tip

The next time your car insurance renews, talk to your agent about increasing the comprehensive and collision deductibles to lower your rates Auto insurance is more affordable when you choose to pay a little more out-of-pocket at claim time. Call Ruiz Insurance at (651) 455-6227 or talk to them in South St Paul to get an insurance review.

Frequently Asked Questions

• How can I find an agent in South St Paul?
• Why do I need liability insurance?
• Can I drive on a suspended license in Minnesota?
• Should I carry full coverage?
• What is the difference between comprehensive and collision coverage?