Ruhm Insurance

Tips for Finding an Agent

• Check for advanced agent licenses like CLU or ChFC
• If the agent is too busy to sit down with you, find a different agent
• Independent agents generally work with more companies than captive agents
• Captive agents can only price your coverage with one company
• Ask for their license number and if they balk, find a new agent

Insurance Buying Tip

Thing about combining your home and auto coverage together to get a multi-policy discount. Most companies that offer insurance in Ohio give discounts if you bundle your coverages. Call Ruhm Insurance at (513) 561-5000 or go to their location in Cincinnati to get an insurance review.

Frequently Asked Questions

• How can I find an agent in Cincinnati?
• Why do I need liability insurance?
• Can I drive on a suspended license in Ohio?
• What should my deductibles be?
• What is the difference between comprehensive and collision coverage?