Rick Hernandez Insurance

Tips for Finding an Agent

• Make sure they specialize in the coverage you need
• If the agent is too busy to sit down with you, find a different agent
• Independent agents generally work with more companies than captive agents
• Captive agents only work for one company
• Ask for their license number and if they balk, find a new agent

Insurance Buying Tip

Consider packaging your home and auto coverage together to get a multi-policy discount. Most companies that offer coverage in Texas, and more specifically El Paso, give discounts when you combine your policies with the same company. Call Rick Hernandez Insurance at (915) 845-6900 or go to their location in El Paso to get an insurance review.

Frequently Asked Questions

• How can I find an agent in El Paso?
• Should I buy home and auto insurance from the same company?
• What are minimum liability requirements in Texas?
• What should my deductibles be?
• What is the difference between comprehensive and collision coverage?