Rick Cummings Insurance

Tips for Finding an Agent

• Make sure they specialize in the coverage you need
• If the agent is too busy to sit down with you, find a different agent
• Independent agents generally work with more companies than captive agents
• Captive agents only work for one company
• Ask for their license number and if they balk, find a new agent

Insurance Buying Tip

Consider packaging your home and auto coverage together to get a multi-policy discount. Many insurance companies in Waco give a discount up to 25% when you combine your policies with the same company. Call Rick Cummings Insurance at (254) 756-0130 or go to their location in Waco to get an insurance review.

Frequently Asked Questions

• How can I find an agent in Waco?
• Should I buy home and auto insurance from the same company?
• What are minimum liability requirements in Texas?
• What should my deductibles be?
• What is the difference between comprehensive and collision coverage?