Richmond & Nichols Inc

Tips for Finding an Agent

• Make sure they specialize in the coverage you need
• If the agent is too busy to sit down with you, find a different agent
• Independent agents generally work with more companies than captive agents
• Captive agents only work for one company
• Agents with more experience are better at spotting coverage gaps

Insurance Buying Tip

Consider packaging your home and auto coverage together to get bigger savings. The majority of insurance companies that offer insurance in Rhode Island may give you savings of up to 20% or more when you combine your policies with the same company. Call Richmond & Nichols Inc at (401) 539-2901 or go to their location in Hope Valley for insurance options.

Frequently Asked Questions

• How can I find an agent in Hope Valley?
• Should I buy home and auto insurance from the same company?
• What are minimum liability requirements in Rhode Island?
• What should my deductibles be?
• What is an SR-22 requirement?