Ric Hoks Insurance Service

Tips for Finding an Agent

• Make sure they specialize in the coverage you need
• If the agent is too busy to sit down with you, find a different agent
• Independent agents can provide quotes from multiple companies
• Captive agents only work for one company
• Agents with more experience are better at spotting coverage gaps

Insurance Buying Tip

When shopping for car insurance in Chandler, talk to your agent about increasing the deductibles on physical damage coverage to reduce your premiums Auto insurance is cheaper when you choose to pay slightly more at claim time.

Call Ric Hoks Insurance Service at (480) 839-4545 or talk to them in Chandler for insurance options.

Frequently Asked Questions

• How can I find an agent in Chandler?
• Should I buy home and auto insurance from the same company?
• What are minimum liability requirements in Arizona?
• Should I carry full coverage?
• What is an SR-22 requirement?