Ray Terzynski Insurance Service

Tips for Finding an Agent

• Ask friends and family for referrals
• If the agent is too busy to sit down with you, find a different agent
• Independent agents can provide quotes from multiple companies
• Captive insurance agents cannot quote more than one company
• Ask for their license number and if they balk, find a new agent

Insurance Buying Tip

At your next auto insurance renewal, talk to your agent about increasing the comprehensive and collision deductibles to save money Auto insurance is more affordable if you plan to pay a little more before insurance kicks in at claim time. Call Ray Terzynski Insurance Service at (386) 677-5004 or talk to them in Ormond Beach to get an insurance review.

Frequently Asked Questions

• How can I find an agent in Ormond Beach?
• If I file a claim will my rates go up?
• Who has the cheapest car insurance in Florida?
• Should I carry full coverage?
• What is the difference between comprehensive and collision coverage?