Ray Kozelka Insurance

Tips for Finding an Agent

• Ask friends and family for referrals
• If the agent is too busy to sit down with you, find a different agent
• Independent agents can provide quotes from multiple companies
• Captive insurance agents cannot quote more than one company
• Agents with more experience are better at spotting coverage gaps

Insurance Buying Tip

At your next auto insurance renewal, talk to your agent about increasing the deductibles on physical damage coverage to reduce your premiums Car insurance rates are lower if you are willing to pay a little more before insurance kicks in at claim time.

Call Ray Kozelka Insurance at (951) 296-6367 or talk to them in Temecula for insurance options.

Frequently Asked Questions

• How can I find an agent in Temecula?
• If I file a claim will my rates go up?
• Who has the cheapest car insurance in California?
• Should I carry full coverage?
• What is an SR-22 requirement?