Ray Esparza Insurance

Tips for Finding an Agent

• Ask friends and family for referrals
• If the agent is too busy to sit down with you, find a different agent
• Independent agents can provide quotes from multiple companies
• Captive insurance agents cannot quote more than one company
• Check to see how long the agent has been in business

Insurance Buying Tip

At your next auto insurance renewal, talk to your agent about increasing your comprehensive and collision deductibles to reduce your premiums Auto insurance is more affordable if you are willing to pay a little more before insurance kicks in at claim time.

Call Ray Esparza Insurance at (940) 766-0472 or talk to them in Wichita Falls for more information.

Frequently Asked Questions

• How can I find an agent in Wichita Falls?
• If I file a claim will my rates go up?
• Who has the cheapest car insurance in Texas?
• Should I carry full coverage?
• Why are premiums so high after a bankruptcy?