Ray Caraker Insurance

Tips for Finding an Agent

• Ask friends and family for referrals
• If the agent is too busy to sit down with you, find a different agent
• Independent agents can provide quotes from multiple companies
• Captive insurance agents cannot quote more than one company
• Check to see how long the agent has been in business

Insurance Buying Tip

At your next auto insurance renewal, talk to your agent about increasing your comprehensive and collision deductibles to save money Auto insurance is more affordable if you are willing to pay a little more before insurance kicks in at claim time. Call Ray Caraker Insurance at (618) 252-4083 or talk to them in Harrisburg for more information.

Frequently Asked Questions

• How can I find an agent in Harrisburg?
• If I file a claim will my rates go up?
• Who has the cheapest car insurance in Illinois?
• Should I carry full coverage?
• Why are premiums so high after a bankruptcy?