R J Carignan & Co

Tips for Finding an Agent

• Make sure they inform you of discounts
• If the agent is too busy to sit down with you, find a different agent
• Independent agents can provide quotes from multiple companies
• Captive agents can only price your coverage with one company
• Check to see how long the agent has been in business

Insurance Buying Tip

The next time your car insurance renews, talk to your agent about increasing your comprehensive and collision deductibles to save money Auto insurance is more affordable when you agree to pay a little more out-of-pocket at claim time. Call R J Carignan & Co at (518) 235-4303 or talk to them in Troy for more information.

Frequently Asked Questions

• How can I find an agent in Troy?
• Why do I need an insurance agent?
• Can I drive on a suspended license in New York?
• Should I carry full coverage?
• Why are premiums so high after a bankruptcy?