Philip S Lukes

Tips for Finding an Agent

• Make sure they specialize in the coverage you need
• If the agent is too busy to sit down with you, find a different agent
• Independent agents generally work with more companies than captive agents
• Captive agents can only price your coverage with one company
• Agents with more experience are better at spotting coverage gaps

Insurance Buying Tip

Thing about combining your home and auto coverage together to get bigger savings. The majority of insurance companies in Carmel give discounts if you bundle your coverages. Call Philip S Lukes at (317) 844-6277 or go to their location in Carmel for insurance options.

Frequently Asked Questions

• How can I find an agent in Carmel?
• Should I buy home and auto insurance from the same company?
• Can I drive on a suspended license in Indiana?
• What should my deductibles be?
• What is an SR-22 requirement?