Phil Smartt Insurance

Tips for Finding an Agent

• Make sure they specialize in the coverage you need
• If the agent is too busy to sit down with you, find a different agent
• Independent agents generally work with more companies than captive agents
• Captive agents can only price your coverage with one company
• Ask for their license number and if they balk, find a new agent

Insurance Buying Tip

Thing about combining your home and auto coverage together to get a multi-policy discount. The majority of insurance companies that sell insurance in Chattanooga may give you savings of up to 20% or more if you bundle your coverages. Call Phil Smartt Insurance at (423) 894-0057 or go to their location in Chattanooga to get an insurance review.

Frequently Asked Questions

• How can I find an agent in Chattanooga?
• Should I buy home and auto insurance from the same company?
• Can I drive on a suspended license in Tennessee?
• What should my deductibles be?
• What is the difference between comprehensive and collision coverage?