Payne Insurance Service

Tips for Finding an Agent

• Ask friends and family for referrals
• If the agent is too busy to sit down with you, find a different agent
• Independent insurance agents are not tied to one company
• Captive insurance agents cannot quote more than one company
• Check to see how long the agent has been in business

Insurance Buying Tip

It's very important to never allow your home or auto policies to expire. It may be quite difficult to renew your policy and policy premiums may be higher than before. Call Payne Insurance Service at (858) 581-2131 or visit them in San Diego for more information.

Frequently Asked Questions

• How can I find an agent in San Diego?
• If I file a claim will my rates go up?
• Who has the cheapest car insurance in California?
• What are car insurance deductibles?
• Why are premiums so high after a bankruptcy?