Pam James Insurance

Tips for Finding an Agent

• Ask friends and family for referrals
• If the agent is too busy to sit down with you, find a different agent
• Independent agents can provide quotes from multiple companies
• Captive agents can only price your coverage with one company
• Agents with more experience are better at spotting coverage gaps

Insurance Buying Tip

The next time your car insurance renews, talk to your agent about increasing the deductibles on physical damage coverage to save money Auto insurance is cheaper if you are willing to pay a little more out-of-pocket at claim time. Call Pam James Insurance at (912) 526-8341 or talk to them in Lyons for insurance options.

Frequently Asked Questions

• How can I find an agent in Lyons?
• If I file a claim will my rates go up?
• Can I drive on a suspended license in Georgia?
• Should I carry full coverage?
• What is an SR-22 requirement?