Padilla Insurance

Tips for Finding an Agent

• Ask friends and family for referrals
• If the agent is too busy to sit down with you, find a different agent
• Independent agents generally work with more companies than captive agents
• Captive agents only work for one company
• Agents with more experience are better at spotting coverage gaps

Insurance Buying Tip

Consider packaging your home and auto coverage together to get bigger savings. Most companies that offer coverage in California, and more specifically Downey, provide major savings when you combine your policies with the same company. Call Padilla Insurance at (562) 928-5595 or go to their location in Downey for insurance options.

Frequently Asked Questions

• How can I find an agent in Downey?
• If I file a claim will my rates go up?
• What are minimum liability requirements in California?
• What should my deductibles be?
• What is an SR-22 requirement?