Pacific Guardian Ctr

Tips for Finding an Agent

• Ask friends and family for referrals
• If the agent is too busy to sit down with you, find a different agent
• Independent agents generally work with more companies than captive agents
• Captive agents only work for one company
• Check to see how long the agent has been in business

Insurance Buying Tip

Consider packaging your home and auto coverage together for additional discounts. Most companies that offer coverage in Hawaii, and more specifically Honolulu, provide major savings when you combine your policies with the same company. Call Pacific Guardian Ctr at (808) 942-1351 or go to their location in Honolulu for more information.

Frequently Asked Questions

• How can I find an agent in Honolulu?
• If I file a claim will my rates go up?
• What are minimum liability requirements in Hawaii?
• What should my deductibles be?
• Why are premiums so high after a bankruptcy?