O'Brien Insurance Service

Tips for Finding an Agent

• Make sure they inform you of discounts
• If the agent is too busy to sit down with you, find a different agent
• Independent insurance agents are not tied to one company
• Captive agents only work for one company
• Agents with more experience are better at spotting coverage gaps

Insurance Buying Tip

Under no circumstances allow your home or auto policies to lapse. You may find it very hard to get coverage reinstated and insurance rates could be considerably more than before. Call O'Brien Insurance Service at (831) 429-9595 or visit them in Santa Cruz for insurance options.

Frequently Asked Questions

• How can I find an agent in Santa Cruz?
• Why do I need an insurance agent?
• What are minimum liability requirements in California?
• What are car insurance deductibles?
• What is an SR-22 requirement?