Melvin Hocking

Tips for Finding an Agent

• Ask coworkers for recommendations
• If the agent is too busy to sit down with you, find a different agent
• Independent agents can provide quotes from multiple companies
• Captive agents can only price your coverage with one company
• Agents with more experience are better at spotting coverage gaps

Insurance Buying Tip

The next time your car insurance renews, talk to your agent about increasing the deductibles on physical damage coverage to reduce your premiums Car insurance rates are lower when you agree to pay a little more out-of-pocket at claim time.

Call Melvin Hocking at (618) 262-8690 or talk to them in Mt Carmel for insurance options.

Frequently Asked Questions

• How can I find an agent in Mt Carmel?
• Does car insurance cost less if I get married?
• Can I drive on a suspended license in Illinois?
• Should I carry full coverage?
• What is an SR-22 requirement?