M Gill Insurance Service

Tips for Finding an Agent

• Make sure they inform you of discounts
• If the agent is too busy to sit down with you, find a different agent
• Independent agents generally work with more companies than captive agents
• Captive agents only work for one company
• Agents with more experience are better at spotting coverage gaps

Insurance Buying Tip

Consider packaging your home and auto coverage together to get bigger savings. Most companies in Santa Barbara give a discount up to 25% when you combine your policies with the same company. Call M Gill Insurance Service at (805) 692-5888 or go to their location in Santa Barbara for insurance options.

Frequently Asked Questions

• How can I find an agent in Santa Barbara?
• Why do I need an insurance agent?
• What are minimum liability requirements in California?
• What should my deductibles be?
• What is an SR-22 requirement?