M D Kram Insurance Brokerage

Tips for Finding an Agent

• Make sure they inform you of discounts
• If the agent is too busy to sit down with you, find a different agent
• Independent agents can provide quotes from multiple companies
• Captive agents only work for one company
• Agents with more experience are better at spotting coverage gaps

Insurance Buying Tip

When shopping for car insurance in Nixa, talk to your agent about increasing the deductibles on physical damage coverage to reduce your premiums Car insurance costs less when you agree to pay slightly more at claim time.

Call M D Kram Insurance Brokerage at (417) 724-0077 or talk to them in Nixa for insurance options.

Frequently Asked Questions

• How can I find an agent in Nixa?
• Why do I need an insurance agent?
• What are minimum liability requirements in Missouri?
• Should I carry full coverage?
• What is an SR-22 requirement?