M A Hays Co

Tips for Finding an Agent

• Make sure they inform you of discounts
• If the agent is too busy to sit down with you, find a different agent
• Independent agents can provide quotes from multiple companies
• Captive agents only work for one company
• Agents with more experience are better at spotting coverage gaps

Insurance Buying Tip

When shopping for car insurance in Richmond, talk to your agent about increasing the deductibles on physical damage coverage to save money Car insurance rates are lower when you choose to pay slightly more at claim time. Call M A Hays Co at (510) 235-0353 or talk to them in Richmond for insurance options.

Frequently Asked Questions

• How can I find an agent in Richmond?
• Why do I need an insurance agent?
• What are minimum liability requirements in California?
• Should I carry full coverage?
• What is an SR-22 requirement?