Lutkus Insurance Service

Tips for Finding an Agent

• Check for advanced agent licenses like CLU or ChFC
• If the agent is too busy to sit down with you, find a different agent
• Independent agents generally work with more companies than captive agents
• Captive insurance agents cannot quote more than one company
• Ask for their license number and if they balk, find a new agent

Insurance Buying Tip

Try combining your home and auto coverage together to get a multi-policy discount. The majority of insurance companies in Salinas give a discount up to 25% when you have multiple policies with the same company.

Call Lutkus Insurance Service at (831) 771-9141 or go to their location in Salinas to get an insurance review.

Frequently Asked Questions

• How can I find an agent in Salinas?
• Why do I need liability insurance?
• Who has the cheapest car insurance in California?
• What should my deductibles be?
• What is the difference between comprehensive and collision coverage?