Lustgarten Associates Inc

Tips for Finding an Agent

• Check for advanced agent licenses like CLU or ChFC
• If the agent is too busy to sit down with you, find a different agent
• Independent agents can provide quotes from multiple companies
• Captive agents are limited to a single company's rates
• Check to see how long the agent has been in business

Insurance Buying Tip

To save money on car insurance, talk to your agent about increasing your comprehensive and collision deductibles to save money Auto insurance is more affordable if you plan to pay a higher deductible at claim time. Call Lustgarten Associates Inc at (212) 683-2440 or talk to them in New York for more information.

Frequently Asked Questions

• How can I find an agent in New York?
• Why do I need liability insurance?
• How can I file an insurance company complaint?
• Should I carry full coverage?
• Why are premiums so high after a bankruptcy?