Luigi Bai Insurance

Tips for Finding an Agent

• Check for advanced agent licenses like CLU or ChFC
• If the agent is too busy to sit down with you, find a different agent
• Ask the agent if they are captive or independent
• Captive agents can only price your coverage with one company
• Agents with more experience are better at spotting coverage gaps

Insurance Buying Tip

New Jersey insurance rates, are constantly changing and you should comparison shop rates at every renewal to make sure the rates you are paying are still a good deal. Call Luigi Bai Insurance at (973) 595-8012 or go to their location in Lodi for insurance options.

Frequently Asked Questions

• How can I find an agent in Lodi?
• Why do I need liability insurance?
• Can I drive on a suspended license in New Jersey?
• Is Allstate cheaper than State Farm?
• What is an SR-22 requirement?