Ludlam Insurance

Tips for Finding an Agent

• Check for advanced agent licenses like CLU or ChFC
• If the agent is too busy to sit down with you, find a different agent
• Independent agents generally work with more companies than captive agents
• Captive agents only work for one company
• Check to see how long the agent has been in business

Insurance Buying Tip

Consider packaging your home and auto coverage together for additional discounts. Most companies in Miami give a discount up to 25% when you combine your policies with the same company. Call Ludlam Insurance at (305) 669-8823 or go to their location in Miami for more information.

Frequently Asked Questions

• How can I find an agent in Miami?
• Why do I need liability insurance?
• What are minimum liability requirements in Florida?
• What should my deductibles be?
• Why are premiums so high after a bankruptcy?