Lucia Insurance

Tips for Finding an Agent

• Check for advanced agent licenses like CLU or ChFC
• If the agent is too busy to sit down with you, find a different agent
• Independent agents generally work with more companies than captive agents
• Captive agents only work for one company
• Check to see how long the agent has been in business

Insurance Buying Tip

Consider packaging your home and auto coverage together for additional discounts. Most insurance providers that sell insurance in Birmingham give discounts when you combine your policies with the same company. Call Lucia Insurance at (205) 969-0935 or go to their location in Birmingham for more information.

Frequently Asked Questions

• How can I find an agent in Birmingham?
• Why do I need liability insurance?
• What are minimum liability requirements in Alabama?
• What should my deductibles be?
• Why are premiums so high after a bankruptcy?