Lubowicki Insurance

Tips for Finding an Agent

• Check for advanced agent licenses like CLU or ChFC
• If the agent is too busy to sit down with you, find a different agent
• Independent insurance agents are not tied to one company
• Captive agents only work for one company
• Ask for their license number and if they balk, find a new agent

Insurance Buying Tip

Under no circumstances allow your home or auto policies to expire. It may be impossible to get insurance again in New Jersey and the price you pay may be considerably more than before.

Call Lubowicki Insurance at (732) 549-2222 or visit them in Metuchen to get an insurance review.

Frequently Asked Questions

• How can I find an agent in Metuchen?
• Why do I need liability insurance?
• What are minimum liability requirements in New Jersey?
• What are car insurance deductibles?
• What is the difference between comprehensive and collision coverage?