Ltc Legacy Group

Tips for Finding an Agent

• Check for advanced agent licenses like CLU or ChFC
• If the agent is too busy to sit down with you, find a different agent
• Independent agents can provide quotes from multiple companies
• Captive agents only work for one company
• Agents with more experience are better at spotting coverage gaps

Insurance Buying Tip

When shopping for car insurance in Carmel, talk to your agent about increasing the deductibles on physical damage coverage to save money Car insurance costs less if you are willing to pay slightly more at claim time. Call Ltc Legacy Group at (831) 620-5818 or talk to them in Carmel for insurance options.

Frequently Asked Questions

• How can I find an agent in Carmel?
• Why do I need liability insurance?
• What are minimum liability requirements in California?
• Should I carry full coverage?
• What is an SR-22 requirement?