Lofton & Wales Insurance Agcy

Tips for Finding an Agent

• Do not rely on yellow page ads
• If the agent is too busy to sit down with you, find a different agent
• Independent agents can provide quotes from multiple companies
• Captive agents only work for one company
• Follow your instincts regarding the integrity of the agent

Insurance Buying Tip

When shopping for car insurance in Memphis, talk to your agent about increasing your physical damage deductibles to reduce your premiums Car insurance rates are lower if you plan to pay slightly more at claim time.

Call Lofton & Wales Insurance Agcy at (901) 383-2886 or talk to them in Memphis for an insurance review.

Frequently Asked Questions

• How can I find an agent in Memphis?
• Should I raise my deductibles?
• What are minimum liability requirements in Tennessee?
• Should I carry full coverage?
• How can I find cheaper car insurance for my teenager?