Lloyd F Smith Agency

Tips for Finding an Agent

• Make sure they inform you of discounts
• If the agent is too busy to sit down with you, find a different agent
• Independent agents can provide quotes from multiple companies
• Captive agents are limited to a single company's rates
• Check to see how long the agent has been in business

Insurance Buying Tip

To save money on car insurance, talk to your agent about increasing your comprehensive and collision deductibles to save on premiums Car insurance costs less if you plan to pay a higher deductible at claim time.

Call Lloyd F Smith Agency at (651) 455-5404 or talk to them in West St Paul for more information.

Frequently Asked Questions

• How can I find an agent in West St Paul?
• Why do I need an insurance agent?
• How can I file an insurance company complaint?
• Should I carry full coverage?
• Why are premiums so high after a bankruptcy?