Les Heinsen

Tips for Finding an Agent

• Ask coworkers for recommendations
• If the agent is too busy to sit down with you, find a different agent
• Independent agents can provide quotes from multiple companies
• Captive agents are limited to a single company's rates
• Agents with more experience are better at spotting coverage gaps

Insurance Buying Tip

To save money on car insurance, talk to your agent about increasing the deductibles on physical damage coverage to save money Auto insurance is cheaper when you choose to pay a higher deductible at claim time. Call Les Heinsen at (916) 404-3000 or talk to them in Folsom for insurance options.

Frequently Asked Questions

• How can I find an agent in Folsom?
• Does car insurance cost less if I get married?
• How can I file an insurance company complaint?
• Should I carry full coverage?
• What is an SR-22 requirement?